Credit Card Counselor
We all know how hard it is to get approved for credit today. If you’re one of the many people who have credit problems, it can be even more difficult, or impossible, to get credit for the things you really want and need. If you’ve recently been denied credit or if you’re paying outrageously high interests rates for your home loan, car loan, or credit card, your credit report is most likely to blame.
Statistics reveal that over 81% of all consumer credit reports contain inaccurate or erroneous information.
We will work with credit bureaus and creditors to resolve questionable items on your credit reports. The credit bureaus must provide proof of any discrepancies on your report or be forced to delete those negative items completely.
Higher credit scores result in lower interest rates. Better rates mean you pay less every time you finance.
We provide a free credit report analysis and will look at your reports and see if we can help you before you signup. If you already have existing credit reports (within a couple months old), you can email them or fax them to us for our analysis. If you do not have them, you can get them from www.annualcreditreport.com
Not only do we dispute items with the three credit reporting agencies (which not all agencies will even do that for you); we also send disputes directly to your creditors, collection agencies, and even courthouses! We do 100% full disputing processes, not just a simple bureau dispute. We do not charge any extra for our effective direct dispute approach!
Some companies keep you in the dark. We give our clients 24/7 online access to their account information. This includes information about billing and a detailed breakdown for each account on their report. While our credit counseling experts are working to improve your credit score, we want our clients to know exactly what is going on and not be kept in the dark.
Some companies do not clearly state their guarantee –
Our guarantee is listed clearly in our client contract. We operate under a moral and ethical commitment to do the right thing for our clients. Proof of our integrity can be seen in the high ratings we receive from our customers, and the amount of referrals that they send to us everyday.